The Banking Environment -- Alternative Perspectives on Bank Behavior -- The Industrial Economics of Banking -- The Economics of Banking Antitrust -- Bank Competition, Stability, and Regulation -- Capital Regulation, Bank Behavior, and Market Structure -- Market Discipline and the Banking Industry -- Regulation and the Structure of the Banking Industry.

The academic literature commonly examines issues relating to bank behavior, market structure, or bank regulation by abstracting from interrelationships among these factors. From a policy perspective, however, these elements of the industrial organization of banking are inextricably linked. The goal of this book is to provide a complete overview, exposition, and evaluation of the interplay among bank behavior, market structure, and regulation. It also considers implications for a variety of public policy issues, including bank competition and risk, market discipline, antitrust issues, capital regulation, and regulatory restructuring. The book can serve as a learning tool and reference for graduate students and academics, as well as bankers and policymakers studying the industrial organization of the banking sector and interested in the impacts of banking regulations.